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AFLAC

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Dear Marketer,Do you remember the last time one of your employees had a health problem? Chances are he or she had to pay part of the medical bills out of his/her own pocket (not to mention related treatment and everyday living expenses) at a time of diminished income. When something like this happens, you feel bad, they feel bad and morale suffers. You wish you could do more, but your benefits costs are rising substantially each year.Now you can do something, thanks to AFLAC, the company I represent. Our explosive growth and top industry rankings are based on corporate America's need for our supplemental insurance policies offered on a voluntary, payroll deduction basis. These portable policies (obtainable on payroll rates) are fully funded and chosen by the employee � and when they are offered under a Section 125 plan, they can be offered pre-tax. Plus, because this is a salary reduction plan, there is FICA savings for your company.AFLAC offers a full range of supplemental policies that appeal enormously to employees in all income ranges and age groups. Plus, we'll help you set up the whole program with no disruption in your operation or work routine.More than 150,000 payroll clients have turned to AFLAC to strengthen their benefits programs without taxing their bottom line?Please expect my call. Find out for yourself what 40 million people worldwide already know: AFLAC � Without it, no insurance is complete.If you need further information immediately, contact me on my direct line at ( 410-574-3580 ).Sincerely,Keith BatonA-19537

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